ManFromGlass wrote: ↑Tue Mar 25, 2025 8:51 pm My mum seemed to think she was close to the end of her life so she kept her cards maxed out. She would have been thinking something along the lines of f***- ‘em as she was feisty with a good sense of humour.
When she died there was very little in her estate and the credit card companies had to “forgive the debt” (their words - how kind of them)
Dying seems to be a bit extreme for payback in my mind.
When I was settling her estate I called the newspaper to cancel her delivery subscription and the salesperson on the other end of the line tried to talk me into continuing the subscription and giving it to one of her neighbours.
I know of someone, a nice guy, successful business man, that never pays back loans, especially unsecured ones like credit cards, he just maxes them out and pays back a couple of quid a month, mind you, he is old, and ill, so a credit rating isn’t a concern.
It would worry me to death, but he just thinks it's justifiable.