Problem with miked music in Zoom and OBS/YouTube.
My set-up is:

I'm very happy with the streaming quality (1280 x 720 at 30 fps): no glitches, good video definition and spoken-word sound is crystal-clear.
BUT as soon as live music - picked up on-mic - starts, the sound mutes. NB this is in both Zoom and OBS/YouTube.
I've tried it this afternoon with one mic connected direct to the camera. Spoken word: fine; music through speaker with the same mic directly in front: nothing.
NB. For this test I hadn't established a link with YouTube - I wasn't streaming - so it's not a YouTube 'feature' or artefact.
As it's happening in both Zoom and OBS the only conclusion I can reach is that it's something in Windows...
... any thoughts?
Thanks!